Disclaimer

As an Investment Advisor, HAI provides advice and recommendations based on the information provided by clients. Investment decisions made are the sole responsibility of the client, and HAI is not responsible for any profits or losses arising from these decisions.

Clients should understand that all investments carry risk, including the potential loss of capital. Past performance is not indicative of future results. The information and recommendations provided by HAI are general in nature and should not be considered as orders or guarantees of profit in any particular investment. Therefore, clients are advised to conduct thorough analysis and, if necessary, consult with a financial professional before making any investment decisions.

Privacy Policy

Heritage Amanah International br Effective Date: [Insert Date]

PT Heritage Amanah International (“HAI”) as a licensed Investment Advisor, authorized by the Financial Services Authority (Otoritas Jasa Keuangan – OJK) according to the Board of Commissioners' Decision No. KEP-4/D.04/2017 dated February 27, 2017, is committed to protecting your privacy and the confidentiality of your information. This Privacy Policy outlines the types of information HAI collects and records. Please read this policy carefully and thoroughly.

1. Information Collected

The information collected from you through this website falls into two categories Browsing Information, which is collected automatically when you navigate the website  and Personal Data, which you voluntarily provide when using the “Contact Us” feature. This feature allows you to request HAI to contact you by filling in details such as your name, phone number, email, and subject. HAI will contact you shortly after the data is sent.

HAI will retain information only for as long as necessary to fulfil the purposes for which it was collected or as required or permitted by applicable laws and regulations. We maintain records of your information as accurately as necessary to meet its intended purpose.

The collection of information does not automatically make you a client of HAI as an investment advisor.

2. Information Management

By accessing this website, you consent to the management of the personal information you provide. HAI will use your information for the following purposes:

  1. To ensure that records concerning You are up to date;
  2. To analyze visitor data to develop, improve, and manage the information available on the website;
  3. To communicate with clients, partners, and other stakeholders.

HAI collects and uses Your information in accordance with applicable laws and regulations as necessary for or related to the above purposes.

3. Disclosure of Information

You acknowledge and agree that HAI may disclose Your information to affiliates and other parties for purposes permitted by applicable laws and regulations.

4. Retention of Information

Your information will only be retained for as long as necessary to fulfil the purpose of its collection or as required or permitted by applicable laws and regulations. HAI will cease to retain your information or remove the means by which it can be associated with You as an individual once it is deemed that the purpose for which the information was collected is no longer necessary.

Please note that some of Your information may still be retained by other parties, including certain government institutions. If HAI shares your information with authorized government institutions and/or other designated entities cooperating with HAI, you acknowledge and agree that the retention of Your personal information by such institutions will follow their respective data retention policies.

5. Deletion of Data and Information

Your data can be deleted at any time upon request. However, HAI may retain certain information as required by laws and regulations for the HAI’s operational business purposes.

6. Information Security

The confidentiality of Your information is of utmost importance to HAI. HAI will implement the best efforts to protect and secure Your information from unauthorized access, collection, use, or disclosure, as well as from unlawful data processing, accidental loss, destruction, or similar risks. However, the transmission of information over the internet is not entirely secure. While HAI will make every effort to protect Your information, You acknowledge that HAI cannot guarantee the integrity and accuracy of any information transmitted via the internet or ensure that such information will not be intercepted, accessed, disclosed, altered, or destroyed by unauthorized third parties beyond HAI’s control.

7. Privacy Policy Updates

HAI may review and amend this Privacy Policy at its sole discretion from time to time to ensure consistency with future developments of HAI and/or changes in legal or regulatory requirements, without prior notice to You. You are responsible for regularly reviewing this website and agreeing to be bound by the current version of the Privacy Policy, as well as all applicable laws, regulations, policies, terms, and guidelines established by HAI for this website.

8. Governing Law

  1. This Privacy Policy is governed by and interpreted in accordance with the laws of the Republic of Indonesia.
  2. Any disputes, conflicts, or differences of opinion arising in connection with the use of HAI’s website shall first be resolved through deliberation to reach a consensus. 
  3. If no resolution is reached through deliberation, such disputes, conflicts, or differences of opinion shall be settled through the Indonesian National Arbitration Board (BANI) in accordance with the applicable laws and regulations.

9. Miscellaneous

In managing your information, HAI complies with the applicable laws and regulations. HAI does not trade personal information and/or data obtained through website access and/or the use of chat features.

HAI is committed to maintaining the confidentiality of your information by making its best efforts, including conducting periodic due diligence and security assessments to protect your information.

This Privacy Policy is provided in both English and Indonesian. In the event of any discrepancy in interpretation between the English version, the Indonesian version, and any other translated versions, the Indonesian version shall prevail.

10. Contact Information

For any questions regarding this Privacy Policy, please contact HAI through the HAI Call Center at +6221 2922 0877 or via email at cs@heritageamanah.com.

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